Electronic Equipment: Physical loss or damage to electronic and computer equipment at the insured premises

Re-instatement of Data: Recovering or reconstructing of lost data and/or program/s.

Increased Cost of Working: Additional expenses incurred in consequence of physical loss or damage.

Machinery Breakdown: Accidental and unforeseen physical loss or damage to plant and machinery resulting from electrical or mechanical breakdown.

Deterioration of Stock: Deterioration of perishable goods following machinery breakdown.